Professional tile installation by Russell Tile
Luxury bathroom tile installation
Kitchen tile flooring by Russell Tile
Outdoor patio tile installation

Finance Your Tile Project with Hearth

See personalized monthly payments in minutes — no credit score impact.

Check Your Rate

See Your Personalized Payment Options

Click below to check your rate and see estimated monthly payments for your tile project. Checking your rate won't affect your credit score.

Check your rate with Hearth financing
Hearth Financing

Why Finance with Hearth?

Russell Tile has partnered with Hearth to make your dream tile project affordable with flexible, homeowner-friendly financing.

Loan Amounts Up to $250K

Finance projects large and small with loan amounts up to $250,000 through Hearth's network of lenders.

No Home Equity Required

Get approved based on your creditworthiness — no need to put your home up as collateral.

Funding in 1-3 Days

Get approved quickly and receive your funds in as little as 1-3 business days so your project can start right away.

Simple Process

How Hearth Financing Works

Getting approved is quick and easy — you can check your rate in minutes without impacting your credit score.

1

Check Your Rate

Fill out a quick application to see your personalized loan options — no credit impact.

2

Compare Options

Review multiple loan offers from Hearth's network of lenders and choose the best fit.

3

Get Approved

Complete the full application with your chosen lender and get approved — often within the same day.

4

Start Your Project

Funds are disbursed in 1-3 business days and we get to work on your tile installation.

Hearth Benefits

Financing Features

Hearth financing is designed to make home improvement projects affordable and stress-free.

  • No Credit Score Impact

    Check your rate with a soft credit pull that won't affect your credit score.

  • Affordable Monthly Payments

    Spread the cost of your project over time with manageable monthly payments.

  • No Prepayment Penalties

    Pay off your loan early at any time with no additional fees or penalties.

  • No Home Equity Required

    Unsecured personal loans — no need to use your home as collateral.

  • Fixed Interest Rates

    Lock in a fixed rate so your monthly payment stays the same for the life of the loan.

  • Fast Online Application

    Apply in minutes from your phone or computer — no paperwork or branch visits.

Finance your project with Hearth
Common Questions

Frequently Asked Questions

Will checking my rate affect my credit score?

No. Hearth uses a soft credit pull to check your rate, which does not impact your credit score. A hard credit inquiry only occurs if you choose to proceed with a full application from a specific lender.

How much can I borrow?

Through Hearth's lending network, you can access loan amounts up to $250,000 depending on your creditworthiness and the lender's terms.

How fast can I get funded?

Once approved, most borrowers receive their funds within 1-3 business days, so your tile project can get started quickly.

Do I need home equity to qualify?

No. Hearth offers unsecured personal loans, so you don't need to use your home as collateral. Approval is based on your credit profile and financial history.

Are there prepayment penalties?

No. You can pay off your loan early at any time without incurring any additional fees or penalties.

What types of tile projects are eligible?

All of our tile installation services are eligible for financing, including flooring, showers, backsplashes, outdoor tile, stone tile, waterproofing, and tile repair projects.

Check Your Rate with Hearth

See personalized loan options in minutes. Checking your rate is free and won't impact your credit score.

Finance Your Tile Project

Russell Tile has partnered with Hearth to offer affordable financing for your tile project.

Finance your project with Hearth